Natural Disaster

Most people with hurricane-related property damage must pay repairs out of their own pockets, even with insurance. Unless the property damage costs more than their hurricane deductible (typically 2%-5% of the insured value), insurers aren’t required to pay anything. Flooding and wind also cause extensive property damage during natural disasters and have similar deductible requirements. For this reason, even property owners eligible for FEMA funding need legal intervention to recover 100% of their losses.